During these hard times, we should find ways on how to save money. During my stay here in Singapore, I have devised my own way of saving my hard earned money. Here goes...1. To save on buying colognes, just be contended with the smell of your deodorant. Quite effective especially if smell close to your former cologne. Haha.
2. Instead of buying your lunch or dinner, cook your own food. I even prepare sandwich for my snack. It is time consuming, but it will for sure spare you some bucks.
3. Never buy things that you don't need. It should be necessity over wants.
4. If you have a credit card, only charge items that you can pay in full on the next cut off of your credit card bill. Don't let your credit card take over your shopping. It should be you that is in control.
5. If you are dying to buy something, it is wise to wait for a big sale to save more.
6. Don't be a one-time millionaire. Over splurging will ruin your budget and you will end up hungry before your next pay check.
7. And lastly, be proud of being frugal. It is nicer to be realistic than to assume that you are rich.
If you like this post, buy me a cup of coffee.
5 comments:
i'll try tip no. 2
for this, i have to buy that cool lunch bag at penshoppe hehe
Yup, I absolutely agree. Although it's a drag to have to prepare home-cooked meals from home, but in the long run, you'll be able to save. Nowadays, even food are getting expensive, so everyone should try means and ways to save as much as they can.
so proud of you makoy.
more useful tips from you please. seriously, it helps.
and the saving tips are so timely these days
Hi all, I just started a blog to share with all of you how to maximise savings and rebates from credit cards and other methods.
Do drop by and have a look:
http://singapore-commoncents.blogspot.com/
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